Oh, especially if you have a family, budgeting is neccessary. I work to support my wife and two kids. My Fusion is the first car I bought off of a "real car lot" instead of one of those little privately owned "We Finance" car lots, so I was really excited to finally be able to get financed for an up to date vehicle with my credit. I bought the car on a Saturday, so my insurance provider was closed. They had to go online to find another insurance provider. Unfortunately, they couldn't find one, so I had to leave the car there. It felt bad having to leave my new toy at the toy store. :lol: But they found one the next day on Sunday. They called me and asked if I wanted to come back and pick it up. "Hell yeah!!" So insurance is a must. I got it home, scraped that "06 Nice Ride" off the windshield, and washed it, and of course I had to go show it off. :csweeney: Of course I was excited about getting mods, especially chrome rims. However, I had to wait a whole month before I could get my tag, even though it didn't cost but $265 (tags are cheap in my county), because unexpected bills caught me. Right now I am getting small things (shark fin antenna, tint, custom emblems, etc.) My next purchase is a lip spoiler. But when I get ahead in finances, then comes the rims, double din DVD/CD player, CAI, body kit (maybe), street scene grill, and other things not on my list yet! Ok, enough about that. Thats basically it. :klavergreg: