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Discussion Starter · #1 ·
My wife just called me and said that she was going down the road and a boulder fell out of a truck and she ran over it! it instantly blew both driver side tires and tore the wheels up! What else it did, I have no idea. I wish I could take a picture of it and post it in the women driver section. I'm so frustrated since I'm stuck here at work. I have another 1/2 hour before I can leave. Man life sucks
 

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Did she get the license plate number of the truck? You shouldn't have to pay for any of the repairs. The truck driver/company is probably in pretty deep trouble if something that large fell out of the vehicle.
 

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My condolences. My wife put a hole in my windshield one month after I bought it. It was a rock that mysteriously hit the windshield. I've noticed every dump trunk has the "Not responsible for objects..." on the back. I wonder if a boulder would be included in that. I'd at least have my insurance look into it and see if the truck company wouldn't pay. By the way, I hope your wife is OK.
 

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They are not responsible for any objects kicked up by their tires.

However ..

In Texas, they *ARE* responsible for anything that falls off their truck .. it falls under the "properly secured load" rule. Infact, Texas-DOT recently passed rulling requring all sand and gravel trucks be tarped when loaded. Boy did the rock and gravel guys hate that.

Anyway .. I really think those "Stak back 250', not responsible" signs are really neat .. cause every dump truck I've ever seen has had no problems entering my lane alot closer to me than 250'. If one day one of them drops something and damages my car .. I can't wait for them to say I shoulda been back 250' I'll be like .. yeah .. I was .. YOUR DRIVER PULLED IN FRONT OF ME, and since you realize that a 250' distance is necessary, your responsible for not following your own rules.

:)

Oh well .. one can fantasize anyway ..

back on point .. if it fell off, they are responsible in most states YMMV.
 

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Discussion Starter · #5 ·
She didn't get the plate number. The truck kept going. Luckily somebody stopped and helped her out. It also hit the front bumper a little. I wonder if it hit anything underneath. I can't see under the car since its sitting so low. It looks like somebody just completely took out my springs. The insurance is going to pay though.

What would happen if 10k miles from now my tires start wearing funny and I find out that a part of the suspension is bent? What would I do? And you know 2 years from now if something would happen to the front end that would be covered under warranty, Ford are going to be like, thats not our fault you did that when you hit that rock. I feel pretty bad I'm just ready to get rid of it but I would eat so much on the cost.

Man this sucks.
 

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I had a car once that had a slight suspension issue and it would eat through a new tire every 15k miles. They couldn't seem to fix it.
You will also have the extra depriciation since your car has been involved in an accident. It will likely show up on Carfax and dealers will be able to spot any repaired or repainted areas. I'd do everything possible to find out who the truck belonged to. It's a long shot, but may be worth a days worth of investigating.
 

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Discussion Starter · #7 ·
Yep thats what I said its gonna be on a carfax. Does it have to hit a certain amount before it goes on that? I hope so. The 2 rims a nd 2 tires was about $850. Thats really high. :shock:
 

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My understanding is that CarFax is based on information obtained by certain reporting agencies (DMV, Insurance, etc) and that amount isn't relevant (however I may be wrong). Having said that, I know from personal experience that if you back you car into the corner of your garage, take it to the local body shop and have it fixed (on your dime), then it doesn't show up on CarFax. Rims and tires do sound expensive, I hope you had a low deductible.
 

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Discussion Starter · #9 ·
I wasn't the one driving it so I'm not going to be the one dealing with the insurance and getting the paper work right. I do know for some reason and I didn't ask any question that its not going to cost me anything but $2.25 a day for a rental. no deductible. I will be there when the car is getting fixed making sure it is done right and I dont have to go back and deal with those people again. Especially if the car has to get repainted. I hate that because there is no paint job better than the factory paint job. The paint never stands up like it would from the factory.

I say "Our car, her headaches, her problems right now"
 
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