Well heres what happened:
I was driving behind this chevy tracker thats around '00 in the middle lane of the four lanes on 84 yesterday around 10Am going to sturbridge mass...and all of a sudden the under carriage (A HUGE piece of flat metal(?) I want to say) of that chevy FLEW up and HIT my car. The only damage is the cracked middle grill, and the Ford emblem now moves and its chrome and blue paint is chipped. Ther is a deep nic on the paint RIGHT near my right head light, but thats it. No hood or light damage.
I called the insurance and I made a police report...but the cop said it wasn't conisdered and accident, he asusmes that my insurance has to pay for it.............I got the liscense of the other car, but I didn't stop them on the highway since it was pretty dangerous...I'm going to the claim adjuster on Weds afternoon...